Call Us: (800) 530-4448

Call Us: (800) 530-4448
Call Us: (800) 530-4448

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What is an OCIP, and Why Should You Care?
Environmental Remediation

What is an OCIP, and Why Should You Care?

What is an OCIP, and Why Should You Care? An OCIP, or Owner Controlled Insurance Program, is commonly found in...
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How do I handle First Aid Claims under Workers Compensation?
Environmental Remediation

How do I handle First Aid Claims under Workers Compensation?

How do I handle First Aid Claims under Workers Compensation? This is a question we’re asked to address frequently. Since...
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Yes, Security Professionals Need Professional Liability Coverage
Electronic Security / Alarm Companies

Yes, Security Professionals Need Professional Liability Coverage

Yes, Security Professionals Need Professional Liability Coverage You perform your services with precision and reliability and you have complete confidence...
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EPLI: for addressing COVID-related Employment Law Challenges
Other Insurance Programs

EPLI: for addressing COVID-related Employment Law Challenges

EPLI: for addressing COVID-related Employment Law Challenges Things are quickly changing in the employee/employer relationship.  Are changes opening your company...
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Senate Bill 1159 – How it affects California Employers
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs

Senate Bill 1159 – How it affects California Employers

What is Senate Bill 1159? Governor Newsom signed Senate Bill 1159 (“SB 1159”) on September 17, 2020. It created new...
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Important but often overlooked coverages on your commercial insurance
Other Insurance Programs

Important but often overlooked coverages on your commercial insurance

Important but often overlooked coverages on your commercial insurance Many businesses first purchase the insurance they’re legally required to, and...
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Management talk: who said you don’t need E&O?
Electronic Security / Alarm Companies

Management talk: who said you don’t need E&O?

Management talk: who said you don’t need E&O? Most alarm dealers have Errors & Omissions (E&O) coverage along with their...
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California Department of Insurance Orders Workers’ Comp Carriers to Return Premiums Due to Stay-At-Home Orders
Other Insurance Programs

California Department of Insurance Orders Workers’ Comp Carriers to Return Premiums Due to Stay-At-Home Orders

California Department of Insurance Orders Workers’ Comp Carriers to Return Premiums Due to Stay-At-Home Orders On June 17th, 2020, California...
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3 Things Environmental Contractors Should Consider During the COVID-19 Pandemic
Environmental Remediation

3 Things Environmental Contractors Should Consider During the COVID-19 Pandemic

Many of our environmental contractors doing emergency-related services and environmental remediation are considering offering their services to help combat the...
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Does my insurance cover business losses from Covid-19?
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs Uncategorized

Does my insurance cover business losses from Covid-19?

Does my insurance cover business losses from Covid-19? Is your business is experiencing slowing revenues due to the coronavirus?  You...
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Cyber Risk – Threats and Treatments
Electronic Security / Alarm Companies

Cyber Risk – Threats and Treatments

Cyber Risk - Threats and Treatments The California Alarm Association’s winter convention, one of the foremost industry events in the...
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Are Little Claims On Your Insurance Worthwhile?
Other Insurance Programs

Are Little Claims On Your Insurance Worthwhile?

You bought insurance for your business for protection, you wanted to make sure you were covered, and now you have...
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Workers Comp and Independent Contractors: What you need to know
Electronic Security / Alarm Companies

Workers Comp and Independent Contractors: What you need to know

Workers Comp and Independent Contractors: What you need to know Previously, we discussed how a company can protect itself and...
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Uncovering Warning Signs of Worker’s Compensation Fraud
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs

Uncovering Warning Signs of Worker’s Compensation Fraud

There’s no doubt that accidents happen in the workplace. However, when an employee makes a false claim of injury, your...
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How Much Liability Insurance Should I Carry on My Alarm Company?
Electronic Security / Alarm Companies

How Much Liability Insurance Should I Carry on My Alarm Company?

How Much Liability Insurance Should I Carry on My Alarm Company? This is a business question I see frequently, but...
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Don’t Let a Subcontractor Jeopardize Your Insurance Protection
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs

Don’t Let a Subcontractor Jeopardize Your Insurance Protection

Don’t Let a Subcontractor Jeopardize Your Insurance Protection The term subcontractor is defined as an independent business or person that...
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Admitted, Non-Admitted, or Financial Strength?
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs

Admitted, Non-Admitted, or Financial Strength?

Some insurance buyers express concern over whether a carrier is Admitted or non-Admitted, but what does that mean, and when...
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Where’s The Money in my Property Policy?
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs

Where’s The Money in my Property Policy?

As California wildfires recently burned through millions of acres and affected thousands of businesses, our agency was able to volunteer...
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SSN’s Robert Akert Interview with Larry St. John, Eclipse Marketing Insurance Services
Electronic Security / Alarm Companies

SSN’s Robert Akert Interview with Larry St. John, Eclipse Marketing Insurance Services

https://www.youtube.com/watch?v=f72KQhiDqNo&t=52s
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Understanding Business Interruption Insurance
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs

Understanding Business Interruption Insurance

Understanding Business Interruption Insurance One of the common questions we hear is “what happens if my business suffers a disruption...
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What Information Do You Need to Collect for a Work Comp Claim?
Construction Electronic Security / Alarm Companies Environmental Remediation

What Information Do You Need to Collect for a Work Comp Claim?

What Information Do You Need to Collect for a Work Comp Claim? Monday morning you get a call from one...
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What Insurance Do I Really Need?
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs

What Insurance Do I Really Need?

Not every broker understands what you need and no one wants to be in a bad situation on their own....
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NOT ALL ADDITIONAL INSUREDS ARE EQUAL
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs

NOT ALL ADDITIONAL INSUREDS ARE EQUAL

Not All Additional Insured’s Are Equal If your company does work for other businesses, then you’re used to receiving requests...
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Traffic Crashes in the U.S
Other Insurance Programs

Traffic Crashes in the U.S

"At least 28% of all traffic crashes in the U.S. or 1.6 million crashes each year are caused by drivers...
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Rock Climber, Falls to his Death
Extreme Sports Instruction / Rentals

Rock Climber, Falls to his Death

A few years ago something horrible and tragic happened, Tito Traversa,a 12-year old climber, fell to his death. Investigators said...
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Yes, You need a contract
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs

Yes, You need a contract

Having a standard contract written by a legal expert in your industry is the closest thing to a "get out...
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CONFESSIONS OF A SHOPOHOLIC
Construction Electronic Security / Alarm Companies Environmental Remediation Extreme Sports Instruction / Rentals Other Insurance Programs

CONFESSIONS OF A SHOPOHOLIC

Confession: I am a chronic shopper. Not for something exciting, like shoes, or iPhone cases, but for work comp markets....
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What should you look for in an insurance broker?
Electronic Security / Alarm Companies

What should you look for in an insurance broker?

What should you look for in an insurance broker? No matter what vertical market your business operates in, you are...
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