EPLI: for addressing COVID-related Employment Law Challenges Things are quickly changing in the employee/employer relationship. Are changes opening your company up to new liabilities that you haven’t considered? Do I have the employees working remotely? Are employees missing work, and …
What is Senate Bill 1159? Governor Newsom signed Senate Bill 1159 (“SB 1159”) on September 17, 2020. It created new laws that affect California employers with employees who test positive for COVID-19. One of these, Labor Code Section 3212.88, applies …
Important but often overlooked coverages on your commercial insurance Many businesses first purchase the insurance they’re legally required to, and then find out later that those legally-mandated coverages are limited and don’t provide all the protection a business would want. …
California Department of Insurance Orders Workers’ Comp Carriers to Return Premiums Due to Stay-At-Home Orders On June 17th, 2020, California Insurance Commissioner Ricardo Lara issued an Order adopting emergency workers’ compensation regulations in response to the COVID-19 pandemic. These new …
Does my insurance cover business losses from Covid-19? Is your business is experiencing slowing revenues due to the coronavirus? You might be asking this question, “Does my insurance cover business losses from Covid-19?” Under General Liability? Unfortunately, there’s not much …
You bought insurance for your business for protection, you wanted to make sure you were covered, and now you have a claim… it’s not huge, but you’ve rarely (never?) had any claims before, so this is unfamiliar territory. Do you …
There’s no doubt that accidents happen in the workplace. However, when an employee makes a false claim of injury, your business is on the line. Workers’ compensation fraud costs the insurance industry $5 billion each year according to the National …
Don’t Let a Subcontractor Jeopardize Your Insurance Protection The term subcontractor is defined as an independent business or person that carries out work for a company as part of a larger project. Many businesses use subcontractors, or “subs”, to handle …
Some insurance buyers express concern over whether a carrier is Admitted or non-Admitted, but what does that mean, and when it comes to an insurer’s claims-paying ability is that the only or even the primary concern? Read on to see …
As California wildfires recently burned through millions of acres and affected thousands of businesses, our agency was able to volunteer and help victims understand their coverage, and more importantly, get the most money out of their policy. How much coverage …
