Other Insurance Programs

Companies doing commercial work are constantly being asked to name their customers, general contractors, property managers, building owners and others …

When an Employee Acts Outside the Rules

August 4, 2026

A recent news story I saw about road rage involving a company vehicle served as a good reminder that employers …

Other Insurance Programs

Understanding the Impact of Inflation on Business Insurance Limits and How to Protect Your Assets

June 11, 2026

When inflation is in the news, the headlines are often about “getting inflation under control” or “getting inflation back down …

Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Management Talk: Who Said You Don’t Need E&O?

May 12, 2026

Most alarm dealers have Errors & Omissions (E&O) coverage along with their General Liability (GL). However, some believe that carrying …

Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Is Your Commercial Building Covered If Vacant?

March 4, 2026

The Pandemic saw vacancy rates spike in commercial real estate. Although the lockdowns are over, tenants are downsizing commercial space …

Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

What Should be Reported as “Payroll” Under Workers Comp?

October 15, 2025

For those of you that handle the Workers Comp coverage for your business, this may seem like a question with …

Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Understanding Terrorism Insurance: Lessons from the Palm Springs Fertility Clinic Bombing

September 8, 2025

The recent bombing at a fertility clinic in Palm Springs, California — identified by local officials as an act of …

Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Reconstruction Costs Have Skyrocketed 60% – Is Your Coverage Keeping Up?

June 6, 2025

Let’s talk about something a lot of property owners haven’t checked in a while—your insurance limits. Reconstruction costs have quietly …

Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Claims-Made Policies And Their Unique Risks

May 21, 2025

Most liability policies purchased by companies in the electronic security industry, or any of the construction trades, will be on …

Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

What is an OCIP or CCIP, and Why Should You Care?

April 22, 2025

OCIPs (Owner Controlled Insurance Programs) or CCIPs (Contractor Controlled Insurance Programs), are commonly found in place on large construction projects, …

Additional Insured Coverage: The Real Risk Is in the Contract

When an Employee Acts Outside the Rules

Understanding the Impact of Inflation on Business Insurance Limits and How to Protect Your Assets

Management Talk: Who Said You Don’t Need E&O?

Is Your Commercial Building Covered If Vacant?

What Should be Reported as “Payroll” Under Workers Comp?

Understanding Terrorism Insurance: Lessons from the Palm Springs Fertility Clinic Bombing

Reconstruction Costs Have Skyrocketed 60% – Is Your Coverage Keeping Up?

Claims-Made Policies And Their Unique Risks

What is an OCIP or CCIP, and Why Should You Care?

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