Call Us: (800) 530-4448

Call Us: (800) 530-4448
Email: info@eclipseinsurance.com

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Call Us: (800) 530-4448
Email: info@eclipseinsurance.com

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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Senate Bill 1159 – How it affects California Employers

What is Senate Bill 1159? Governor Newsom signed Senate Bill 1159 (“SB 1159”) on September 17, 2020. It created new laws that affect California employers with employees who test positive for COVID-19. One of these, Labor Code Section 3212.88, applies …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs, Uncategorized

Does my insurance cover business losses from Covid-19?

Does my insurance cover business losses from Covid-19? Is your business is experiencing slowing revenues due to the coronavirus?  You might be asking this question, “Does my insurance cover business losses from Covid-19?” Under General Liability? Unfortunately, there’s not much …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Uncovering Warning Signs of Worker’s Compensation Fraud

There’s no doubt that accidents happen in the workplace. However, when an employee makes a false claim of injury, your business is on the line. Workers’ compensation fraud costs the insurance industry $5 billion each year according to the National …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Don’t Let a Subcontractor Jeopardize Your Insurance Protection

Don’t Let a Subcontractor Jeopardize Your Insurance Protection The term subcontractor is defined as an independent business or person that carries out work for a company as part of a larger project. Many businesses use subcontractors, or “subs”, to handle …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Admitted, Non-Admitted, or Financial Strength?

Some insurance buyers express concern over whether a carrier is Admitted or non-Admitted, but what does that mean, and when it comes to an insurer’s claims-paying ability is that the only or even the primary concern? Read on to see …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Where’s The Money in my Property Policy?

As California wildfires recently burned through millions of acres and affected thousands of businesses, our agency was able to volunteer and help victims understand their coverage, and more importantly, get the most money out of their policy. How much coverage …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Understanding Business Interruption Insurance

Understanding Business Interruption Insurance One of the common questions we hear is “what happens if my business suffers a disruption that forces it to partially or fully suspend operations?” Will insurance cover the stoppage or slow down? It is important …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation

What Information Do You Need to Collect for a Work Comp Claim?

What Information Do You Need to Collect for a Work Comp Claim? Monday morning you get a call from one of your managers. She says: “Joe just fell from a ladder! He’s hurt pretty bad.” When you get the call, …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

What Insurance Do I Really Need?

Not every broker understands what you need and no one wants to be in a bad situation on their own. Depending on your industry, your work can change daily, and the last thing you want to worry about is keeping …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

NOT ALL ADDITIONAL INSUREDS ARE EQUAL

If your company does work for other businesses, then you’re used to receiving requests for proof of your insurance, certificates including the “Additional Insured” clause. Normally you supply a certificate and that takes care of it. What happens when your …
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