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Electronic Security / Alarm Companies

Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Management Talk: Who Said You Don’t Need E&O?

Most alarm dealers have Errors & Omissions (E&O) coverage along with their General Liability (GL).  However, some believe that carrying …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Is Your Commercial Building Covered If Vacant?

The Pandemic saw vacancy rates spike in commercial real estate. Although the lockdowns are over, tenants are downsizing commercial space …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

What Should be Reported as “Payroll” Under Workers Comp?

For those of you that handle the Workers Comp coverage for your business, this may seem like a question with …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Understanding Terrorism Insurance: Lessons from the Palm Springs Fertility Clinic Bombing

The recent bombing at a fertility clinic in Palm Springs, California — identified by local officials as an act of …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Reconstruction Costs Have Skyrocketed 60% – Is Your Coverage Keeping Up?

Let’s talk about something a lot of property owners haven’t checked in a while—your insurance limits. Reconstruction costs have quietly …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Claims-Made Policies And Their Unique Risks

Most liability policies purchased by companies in the electronic security industry, or any of the construction trades, will be on …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

What is an OCIP or CCIP, and Why Should You Care?

OCIPs (Owner Controlled Insurance Programs) or CCIPs (Contractor Controlled Insurance Programs), are commonly found in place on large construction projects, …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Work Comp Dual Wage Classifications: How To Stay Ahead Of Them?

Are you a contractor with Worker’s Compensation coverage for employees working in trades like Carpentry, Plumbing, Electrical, Painting, etc?  Then …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Important But Often Overlooked Coverages on Your Commercial Insurance

Many businesses first purchase the insurance they’re legally required to, and then find out later that those legally mandated coverages …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Liability Loss Trends Driving Nuclear Verdicts

Liability Loss Trends Driving Nuclear Verdicts U.S. juries have ordered a record number of supersized verdicts against companies in recent …
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