Call Us: (800) 530-4448

Call Us: (800) 530-4448
Call Us: (800) 530-4448

Electronic Security / Alarm Companies

What is Senate Bill 1159? Governor Newsom signed Senate Bill 1159 (“SB 1159”) on September 17, 2020. It created new laws that affect California employers with employees who test positive for COVID-19. One of these, Labor Code Section 3212.88, applies 
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Management talk: who said you don’t need E&O? Most alarm dealers have Errors & Omissions (E&O) coverage along with their General Liability (GL). However, some believe that carrying GL only, and no E&O, is sufficient. Where did this idea originate? 
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Does my insurance cover business losses from Covid-19? Is your business is experiencing slowing revenues due to the coronavirus?  You might be asking this question, “Does my insurance cover business losses from Covid-19?” Under General Liability? Unfortunately, there’s not much 
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Cyber Risk – Threats and Treatments The California Alarm Association’s winter convention, one of the foremost industry events in the electronic security arena, was held in San Francisco this past December. There I had the privilege of speaking about Cyber 
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Workers Comp and Independent Contractors: What you need to know Previously, we discussed how a company can protect itself and it’s own insurance from the risks inherent in hiring subcontractors (see this article).  There we considered risk management best-practices for 
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There’s no doubt that accidents happen in the workplace. However, when an employee makes a false claim of injury, your business is on the line. Workers’ compensation fraud costs the insurance industry $5 billion each year according to the National 
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How Much Liability Insurance Should I Carry on My Alarm Company? This is a business question I see frequently, but the answer is a classic “it depends” because there are so many variables that have to be weighed in the 
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Don’t Let a Subcontractor Jeopardize Your Insurance Protection The term subcontractor is defined as an independent business or person that carries out work for a company as part of a larger project. Many businesses use subcontractors, or “subs”, to handle 
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Some insurance buyers express concern over whether a carrier is Admitted or non-Admitted, but what does that mean, and when it comes to an insurer’s claims-paying ability is that the only or even the primary concern? Read on to see 
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As California wildfires recently burned through millions of acres and affected thousands of businesses, our agency was able to volunteer and help victims understand their coverage, and more importantly, get the most money out of their policy. How much coverage 
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