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Work Comp Dual Wage Classifications: How To Stay Ahead Of Them?

Are you a contractor with Worker’s Compensation coverage for employees working in trades like Carpentry, Plumbing, Electrical, Painting, etc?  Then …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Important But Often Overlooked Coverages on Your Commercial Insurance

Many businesses first purchase the insurance they’re legally required to, and then find out later that those legally mandated coverages …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Liability Loss Trends Driving Nuclear Verdicts

Liability Loss Trends Driving Nuclear Verdicts U.S. juries have ordered a record number of supersized verdicts against companies in recent …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Uncovering Warning Signs of Worker’s Compensation Fraud

Uncovering Warning Signs of Worker’s Compensation Fraud There’s no doubt that accidents happen in the workplace. However, when an employee …
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Electronic Security / Alarm Companies, Environmental Remediation, Other Insurance Programs, Quick Read, Workers Comp

Security Professionals Need Professional Liability (E&O) Coverage

You perform your services with precision and reliability and you have complete confidence that your systems work as advertised.  You’ve …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Employment Practices Liability Insurance & Claims-Prevention

Employment Practices Liability (EPL) Insurance is a unique coverage not included on any other standard policy a business might purchase. …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Selecting an Insurer: Admitted / Non-Admitted & Financial Strength

Some insurance buyers express concern over whether a carrier is Admitted or non-Admitted, but what does that mean, and when …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

What Information Do You Need to Collect for a Work Comp Claim?

Monday morning you get a call from one of your managers. She says: “Joe just fell from a ladder! He’s …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Workers Comp and Independent Contractors: What you need to know

Previously, we discussed how a company can protect itself and it’s own insurance from the risks inherent in hiring subcontractors …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Don’t Let a Subcontractor Jeopardize Your Insurance Protection

Don’t Let a Subcontractor Jeopardize Your Insurance Protection The term subcontractor is defined as an independent business or person that …
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