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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Reconstruction Costs Have Skyrocketed 60% – Is Your Coverage Keeping Up?

Let’s talk about something a lot of property owners haven’t checked in a while—your insurance limits. Reconstruction costs have quietly …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Claims-Made Policies And Their Unique Risks

Most liability policies purchased by companies in the electronic security industry, or any of the construction trades, will be on …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

What is an OCIP, and Why Should You Care?

OCIPs, or Owner Controlled Insurance Programs, are commonly found in place on large construction projects, especially residential developments.  These are …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Work Comp Dual Wage Classifications: How To Stay Ahead Of Them?

Are you a contractor with Worker’s Compensation coverage for employees working in trades like Carpentry, Plumbing, Electrical, Painting, etc?  Then …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Important But Often Overlooked Coverages on Your Commercial Insurance

Many businesses first purchase the insurance they’re legally required to, and then find out later that those legally mandated coverages …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Liability Loss Trends Driving Nuclear Verdicts

Liability Loss Trends Driving Nuclear Verdicts U.S. juries have ordered a record number of supersized verdicts against companies in recent …
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Construction, Electronic Security / Alarm Companies, Environmental Remediation, Extreme Sports Instruction / Rentals, Other Insurance Programs

Uncovering Warning Signs of Worker’s Compensation Fraud

Uncovering Warning Signs of Worker’s Compensation Fraud There’s no doubt that accidents happen in the workplace. However, when an employee …
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Construction

Senate Bill 216: New Law Affecting All California Contractors

Senate Bill 216: New Law Affecting All California Contractors California Senate Bill 216 (SB 216) was passed in 2022, and …
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Environmental Remediation

How to handle First Aid Claims under Workers Compensation?

How to handle First Aid Claims under Workers Compensation? This is a question my office is frequently asked to address. …
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Uncategorized

Are Little Claims On Your Insurance Worthwhile?

Are Little Claims On Your Insurance Worthwhile? You bought insurance for your business for protection, you wanted to make sure …
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