EPLI: for addressing COVID-related Employment Law Challenges Things are quickly changing in the employee/employer relationship. Are changes opening your company up to new liabilities that you haven’t considered? Do I have the employees working remotely? Are employees missing work, and …
What is Senate Bill 1159? Governor Newsom signed Senate Bill 1159 (“SB 1159”) on September 17, 2020. It created new laws that affect California employers with employees who test positive for COVID-19. One of these, Labor Code Section 3212.88, applies …
Important but often overlooked coverages on your commercial insurance Many businesses first purchase the insurance they’re legally required to, and then find out later that those legally-mandated coverages are limited and don’t provide all the protection a business would want. …
Management talk: who said you don’t need E&O? Most alarm dealers have Errors & Omissions (E&O) coverage along with their General Liability (GL). However, some believe that carrying GL only, and no E&O, is sufficient. Where did this idea originate? …
California Department of Insurance Orders Workers’ Comp Carriers to Return Premiums Due to Stay-At-Home Orders On June 17th, 2020, California Insurance Commissioner Ricardo Lara issued an Order adopting emergency workers’ compensation regulations in response to the COVID-19 pandemic. These new …
Many of our environmental contractors doing emergency-related services and environmental remediation are considering offering their services to help combat the COVID-19 Pandemic. They also want to keep their doors open and their folks employed through this crisis. It makes sense …
Does my insurance cover business losses from Covid-19? Is your business is experiencing slowing revenues due to the coronavirus? You might be asking this question, “Does my insurance cover business losses from Covid-19?” Under General Liability? Unfortunately, there’s not much …
Cyber Risk – Threats and Treatments The California Alarm Association’s winter convention, one of the foremost industry events in the electronic security arena, was held in San Francisco this past December. There I had the privilege of speaking about Cyber …
You bought insurance for your business for protection, you wanted to make sure you were covered, and now you have a claim… it’s not huge, but you’ve rarely (never?) had any claims before, so this is unfamiliar territory. Do you …
Workers Comp and Independent Contractors: What you need to know Previously, we discussed how a company can protect itself and it’s own insurance from the risks inherent in hiring subcontractors (see this article). There we considered risk management best-practices for …
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